RISK MANAGEMENT STRATEGIES LLCCONTACT:JEFFREY G. MCKINLEY, CPCURISK MANAGEMENT STRATEGIES11 WARD STREET, LARKSPUR, CA 94939PHONE: 415.868.9757FAX: 415.593.7672E-MAIL: jeffmckinley@riskmanagementstrategies.com www.riskmanagementstrategies.com